在新西兰
http://www.interest.co.nz/news/90105/new-sub-4-mortgage-rate-launched-fire-flagging-spring-selling-season-hot-new-rate-comes
Over the weekend, SBS Bank also made a small change to their three year rate, reducing it -16 bps to 5.09%. That new rate matches some of the main banks for that term.
Update: BNZ has also now changed a rate. Its 2 year carded fixed offer is now 4.69%, a -6 bps reduction to match its main rivals.
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nice，压力减轻好多
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HSBC的有人贷过吗？是有啥特别条件限制？
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最少50万以上的贷款.HSBC要有10w以上的存款.
qualify for HSBC Premier, you need to meet the following qualifying criteria:
• A minimum value of NZD500,000 in home loans with HSBC in New Zealand (facility limit not outstanding balance); and/or
• A minimum value of NZD100,000 in savings and investments with HSBC in New Zealand; and/or
• If you are an overseas HSBC Premier customer you will automatically qualify for Premier customer status in New Zealand.
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HSBC比其他银行能贷出的上限低不少，可能是它对新西兰的房屋估价比其他银行保守很多吧。
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其他银行能跟进不？？？
市场里有一家降价了，其他的不跟着降，客源就被抢走了！！
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估计其他银行不会跟进的.HSBC的贷款都是有条件限制的..
• A minimum value of NZD500,000 in home loans with HSBC in New Zealand (facility limit not outstanding balance); and/or
• A minimum value of NZD100,000 in savings and investments with HSBC in New Zealand; and/or
• If you are an overseas HSBC Premier customer you will automatically qualify for Premier customer status in New Zealand.
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记得这个special去年底的时候也出来过一段，好像也是3.87% 18个月
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哪家可以转hsbc的贷款中介？