新西兰ZT: 会不会U-turn啊？Bank agrees to revisit LVR if data s
在新西兰
Bank agrees to revisit LVR if data shows up problem
http://www.nzherald.co.nz/property/news/article.cfm?c_id=8&objectid=11145877
The Reserve Bank yesterday confirmed it has agreed to re-examine its new mortgage lending restrictions if data shows they are crimping the supply of new homes.
The bank's confirmation comes after it emerged the bank, the Master Builders Federation and building industry group Branz are working to assess the impact of new high loan-to-value ratio (LVR) restrictions which came in this month on those who are borrowing to build new homes.
Documents released yesterday by the bank, Treasury and the Ministry of Business Innovation and Employment showed the potential impact on the supply of new homes was considered but not thought to be a problem.
In advice to Finance Minister Bill English in July, the Reserve Bank said it didn't believe the LVR restrictions would affect housing supply. That was because property developers would not be affected, banks were cautious about making high LVR loans to finance new house building, and because there was a shortage of housing, particularly in Auckland.
But even as the policy took effect this month, the federation was warning it was already having an impact.
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Chief executive Warwick Quinn yesterday said three or four weeks before the policy took effect, "we started to see quite a drastic reduction in some builders' workloads and potential contracts".
"People were walking away and phones stopped ringing."
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评论
新房和地的价格要爆发了，全部买新房去了
评论
新房好啊，房子大，地小，住着舒服，不用打理