新西兰坑爹啊!你们仔细看房屋保险wording没有?
在新西兰
NZI:
We cover sudden accidental loss to the house during the period of insurance but only when it is
caused by any of these:
1. fire;
2. explosion or lightning;
3. storm or flood;(没有地震?????????????????????????没有earthquake or volcanic eruption or hydrothermal activity or geothermal activity or tsunami)
4. riot or labour disturbance;
5. burglary or theft, but not by any of these:
a) any tenant;
b) any person who is living at the house;
c) any person who is lawfully at the house;
6. aircraft or any other aerial or spatial devices, or articles which drop from them;
7. water which leaks, overflows or is discharged from any domestic water system installed in or on the
house or on any domestic land which goes with it;
8. oil which leaks or overflows from any fixed oil-fired heating installation in or on the house or on any
domestic land which goes with it;
9. intentional damage, but not by any of these:
a) any tenant;
b) any person who is living at the house;
c) any person who is lawfully at the house;
unless the intentional damage is by fire or explosion;
10. impact by any vehicle, animal, or aerial or its fitting or mast;
11. opossums which enter the house;
12. freezing of any permanently installed domestic water system or heating system installed at the
house, other than external pipes.
评论
大家保险多少钱,就house。
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地震和海啸据说是不可抗力因素,貌似是这么说的,好像都是不管的,保险巨坑人。。
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不包地震? 我买了ASB的,不知包不包?
{:7_365:}{:7_365:}
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地震不是有专门机构管吗
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自然灾害好像是EQC包的.
http://www.eqc.govt.nz/abouteqc.aspx
评论
10万能买几扇门窗?
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AMI 的也包了地震
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大部分房屋保险都该管地震吧
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买的ASB,特意问了,包地震等天灾的;而且听说今年因为地震危险提升,保险比去年还提价了,5555555
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哪就安心了,謝謝~~
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个人房屋如果没买保险,eqc是不保的,如果买了保险公司的保险,其中一部分是由保险公司代扣给eqc,这样eqc就保你损失的前10万,后面部分的赔偿由保险公司top up.财产保险同理,不过财产保险eqc只负责前面两万
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楼主是哪家的保险公司? 多少钱的房屋保险?