新西兰请教:海外驾照换Full驾照后,车险保费,垫底费
在新西兰
如题请教各位。
我想请教的是,现在刚刚保了2个月,不足一年的话,中间是不是可以调整?
谢谢。
另外,Rego的信来了,又是交钱。
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难道不是打个电话给你的保险公司告知现在有了full就行了么……其实full和oversea的区别就是excess fee,甚至都不用跟他们报driver license的号码,就跟他们说一声已经有full了,他们就会在系统里给你改成full条件下的excess fee。
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如此简单?!
小白表示非常感谢!
也就是说,每年保费不会降?
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full驾照两年内与海外驾照的保险条件似乎是一样的。
据我所知,full两年以后,excess会降低
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谢谢,我看我还是打电话去问下比较好。
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不知道不同保险公司有没有区别?我前几天刚转好full,然后打了电话给保险公司,对方明确表示之后垫底费就是300了(其实这事儿我两年前用oversea驾照开的时候去买保险的时候就知道了,当时业务员就明确告诉我,你有了full,就是300)。当然了……还是半个事故也没有最好了……总不能因为垫底费低了就出事故去啊哈哈哈
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也许是这样的。当时我是邮件问过AA保险的。对方答复:
We can absolutely insure your vehicle while you're using an overseas licence. There's no difference in the price of the policy, however a $400 'Inexperienced Driver Excess' would apply to the policy.
This means if you selected a base excess of $300 (for example) and had an accident, you'd need to pay an excess of $700 ($300 base + $400 inexperienced driver). You don't need to pay an excess unless you need to make a claim.
还有——
The Inexperienced driver excess applies to anyone who has not held a New Zealand Full Drivers Licence for the last two years. If you're on an overseas licence, or NZ learners or restricted, this excess applies. It will continue to apply until you're had a NZ Full licence for 2 years or more.
当然各家保险可能做法有区别。
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谢谢认真的楼上两位,看来不同保险公司还是有区别的。
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AMI 是海外駕照換full 以後 滿一年後excess才會從500降到300